Home Insurance
Known for its scenic beauty, landscape is a blend of urban and rural areas. However, the state's unique geographical location opens it to a range of hazards. From snow, tornadoes, hailstorms, high wind storms, to thunderstorms, its residents often encounter such natural disasters. Risks like theft, injury, and vandalism are also not uncommon. Protecting your property investment through homeowner's insurance is vital for these reasons. At Indemnus, we aim to provide this critical coverage swiftly and hassle- free.
Understanding Home Insurance
While it's mandatory for every vehicle owner to have auto insurance, there's no such law stipulating home insurance for homeowners. However, credible mortgage lenders will require home buyers financing their homes to show proof of a home insurance policy. This is their way of safeguarding their investment, a sensibility homeowners should share!
Home insurance policies grant homeowners financial and legal coverage in the event of a disaster, theft, or guest injury. Home insurance provides protection for several situations and items, most crucially:
- Dwelling Coverage - This is an essential type of home insurance policy. It offers financial protection for the home and directly attached structures, like an attached garage. Reputable mortgage lenders will require this coverage at the minimum.
- Personal Property Coverage - extends coverage to personal belongings up to a certain policy limit. This includes items like electronics and furniture.
- Personal liability - provides legal defense protection against a lawsuit anyone might file against you for something that happens on your property.
Contact Indemnus Insurance Agency to Learn More
Our team at Indemnus is ready to help you jumpstart your coverage today! Get a quote by visiting our quoting page or contact our team.