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HSAs

It’s All About Options.

Whether you’re looking for individual coverage or trying to decide which type of plan to choose for your employees, INDEMNUS Insurance can help you find a Health Insurance solution that meets the needs of everyone.

Health Savings Accounts (HSAs) are a newer alternative to Health Insurance and are meant for those who are insured under high-deductible Health Insurance plans. These plans allow individuals to set aside money to into a savings account that they can use overtime for medical expenses that are not covered under their high-deducible plan. With a standard HSA, you can do the following.

  1. Put money into your HSA (tax free)
  2. Watch your money grow (tax free)
  3. Take out money if needed for qualified medical expenses, including dental and vision (also tax free)

Advantages of HSAs

With a Health Savings Account, you get to control the amount of money that you wish to set aside for medical expenses. All deposits, growth, and withdrawals are all tax-free for your convenience, and most important, your money rolls over each year. Unlike flexible spending accounts, you don’t lose money when your policy renews. Whatever you put into your HSA keeps growing, tax-free.

Although there are limits to the amount of money in which you can deposit into your Health Savings Account each year, as well as qualifications, it’s a great way to help you have a lower premium, supply you with medical coverage if necessary, and help you save for your future medical needs.

Contact an insurance specialist at INDEMNUS Insurance today to learn more about how an HSA can benefit you.

Our Location

INDEMNUS Insurance

75 NE Venture Dr, Suite N
Waukee, IA 50263
Main office: 515-274-1111
Toll free: 877-463-3668
Fax: 515-274-1181

Our Providers

Testimonials

Just always there with answers to any questions that I have or any help needed. Never have had a complaint.

Pamela W.
I can't be specific, really. It's just that you all have provided excellent support and service for the last four years, and I see no reason to expect it to change.

Dana W.
The ease of adding or deleting policies and and customer service.

Roman H.
My recent claim was handled in a very timely and professional manner which was very much appreciated.

Edward R.
Indemnus has taken very good care of me and my policies through them... Will gladly recommend to my friends.

Todd N.